President Barack Obama

Matthew Lynch published in Equity, Higher Education, Policy & Reform

What Will Obama’s Legacy be when it Comes to Diversity on College Campuses?

With less than two years left in office, President Barack Obama still has a lofty agenda when it comes to education in America. From supporting wider access to universal Pre-K all the way up to a proposal for two free years of community college for everyone, President Obama has taken an immersive approach to education that challenges the status quo. When it is all said and done, what will President Obama’s college diversity legacy look like?

More people of color in college leadership positions

Though he has not introduced any official legislation that demands more people of color in leadership spots, the President’s mere presence in the nation’s highest position has paved the way for others to step up in their own industries. I predict a steep rise in minority faculty members, deans and college presidents in the coming decade due indirectly to the example set by this President. His push for more minority graduates will also mean more minority college leaders being fed into university systems.

More minorities graduating from college

The rate of students entering colleges across the nation was already at a record-high when President Obama took office, but so was college debt. Between unchecked student loan interest rates and for-profit universities recruiting non-traditional and minority students without the right support programs in place for those students to graduate, the college landscape had become ineffective for many of the nation’s students. In his tenure, President Obama has worked hard to make the cost of college more affordable, through more federal Pell grants and more federally-backed student loans, as well as loan repayment programs that offer caps on income or loan forgiveness clauses. This has helped all students but an argument can be made that making college more affordable will prove a long-term improvement when it comes to minority graduates who were deterred by the high cost in the first place.

Specifically, President Obama has put minority-friendly programs in place like My Brother’s Keeper that address the specific problems that particular groups face when it comes to obtaining an education. He has also made K-12 schools more accountable for getting their students college-ready with federally-funded incentives like Race to the Top, which focuses on closing the achievement gap between white and minority students. In order to feed colleges more minority students who are ready for the tasks, the grades that come before the college years must be considered – and the President seems get that, and to have a good grasp of the bigger picture of what a college education means for minorities.

More high-skilled minorities in the workforce

With his proposal for tuition-free community college for the first two years for all students, President Obama is ensuring that this next generation of high school graduates will be able to elevate their educations beyond the K-12 years. This applies to all students, but here again is a point where minorities will benefit most. By essentially making the first two years of a college education an extension of the high school years, with some performance requirements attached, minorities will not face the financial roadblock that often accompanies entering college right after high school. Perhaps the area where minorities will see the biggest boost if this proposal becomes law is in the portion that will allow older students who never completed college right after high school to go back to school too. Non-traditional minority students will not have to go the for-profit college route to return to school or find a way to carve out tuition to community colleges from household budgets.

President Obama has always been outspoken about his goals of breaking down barriers in the way of minorities who want to obtain a college education, particularly young men of color. As he completes his term in office, I expect to see him confront these initiatives with even more aggression to cement his legacy as a President that worked hard to improve the diversity on American college campuses.

Click here to read all our posts concerning the Achievement Gap.

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Matthew Lynch published in Diversity, Equity, HBCU's, Matthew Lynch

6 Facts You Must Know About Student Loans and College Debt

If the P-12 education system is all about preparing its students for success in adulthood, then college preparation is obviously a must. In the fall of 2012, 66 percent of high school graduates from that year were enrolled in college, and that number does not include students that waited longer to enroll or non-traditional adult students. It seems that P-12 classrooms are getting more students ready for the academic demands of a college education – but what about the financial commitment? In this article, we will discuss 6 facts that you must know about student loans and college debt.

Currently, there is a call for a more affordable college education, which makes sense. It comes on the heels of a recession that undercut the value of a college education. Even those with a college degree were not immune to the financial hit that the economy took and those still paying off their student loans were often left without the very job they had always assumed would pay off their educational debts.

In this article, I’m going to discuss a few interesting facts and statistics about student loans and debt that will hopefully trigger a conversation about possible solutions to make college more affordable in this country.

  1. Graduates with advanced degrees are not immune to inordinate debt.

A study by the Urban Institute found that almost 300,000 Americans with master’s degrees were on public relief, along with 30,000 with doctorates. The average debt of a college graduate is $35,200 and that can take decades to pay off.

  1. Half of black graduates finish school with $25,000 or more in debt.

A recent Gallup poll found that in the last 14 years, around half of black college students graduated with student loan debt exceeding $25,000. Only 35 percent of white students had loan debt that high.

Often the only way for black students to afford a college education is by taking on these loans. Four out of five black students take student loans to attend college and typically have nearly $4,000 more student loan debt compared to white students, according to a 2013 report by The Center for American Progress.

There is deep inequality here in the U.S. In 2013, the median income for black households was $34,600, and the poverty rate is 27%, nearly three times that of white Americans.

  1. College students with high debt suffer long-term health issues.

According to a new study via Gallup.com, college graduates “who took on the highest amounts of student debt, $50,000 or more, are less likely than their fellow graduates who did not borrow for college to be thriving in four of five elements of well-being: purpose, financial, community, and physical.”

The survey has an area of 25-years as Gallup only polled individuals who graduated college between 1990-2014. What the study found is that graduates who are burdened with $50,000 or more in student loan debt may struggle to repay their loans, which in turn has causes them to delay making large purchases, e.g. buying a new home.

Those saddled with debt are unable to save as much as their counterparts who do not have as much debt or none at all, and Gallup’s “thriving gap,” percentages between those with $50,000 in debt less the percentage of student’s without it, shows an 11 point percentage spread between the two parties.

The study also found that more recent college graduates seem to be performing worse than those who graduated prior to 2000. Those who obtained a college degree between the years of 1990-1999 are doing better socially, physically, and in purpose.

Student loan debt now outweighs credit card debt and has surpassed $1 trillion. With wage growth still stagnant and many individuals going without full employment, this will mean more health issues and many former graduates with void savings accounts as well.

These issues are not left ignored, however. The next few facts about college debt will focus on the solutions proposed and implemented to tackle the issue of college affordability. For example:

  1. President Obama has reformed student loans.

The Obama Administration has spearheaded college loan reform at the federal level. No stranger to student debt himself (nor the First Lady), he has implemented payment reform starting this year. Under this new plan:

  • New borrowers will pay no more than 10 percent of their disposable income towards outstanding student loans.
  • Any student debt remaining will be wiped clean after 20 years.
  • Public service employees, like military members, nurses or teachers, will have their debt forgiven in 10 years if they make their payments on time.
  1. Senator Marco Rubio and Oregon propose “paying it forward” instead of paying loans back.

U.S. Senator Marco Rubio spoke about his own efforts in his home state of Florida, and perhaps on a federal level, to make college attendance a shared cost. Rubio is no stranger to college debt. When he arrived at the U.S. Senate, he still had $100,000 in outstanding student loans. Rubio has been upfront about his modest upbringing and also the power his education gave him but he has acknowledged that the cost is too high. The basics of his college plan would allow private investors to pay for the tuition of college students in exchange for a portion of their earnings later on. This would mean the students acquired no traditional debt and would not start out their careers in the hole – at least not in a typical way.

Another college payment idea that is arising across the country is a state-run repayment program that is similar to Rubio’s private investor one. Already in Oregon the Pay It Forward program has been approved (though not yet enacted) that will give students their public college education upfront, free of cost, in exchange for paying the state a portion of their earnings post-college. Supporters bill it as a “debt free” alternative to a college education, but like Rubio’s plan there is still money owed at the end of the college term that does impact actual earnings. It will be interesting to keep an eye on Oregon in the coming years to see how the program impacts the first groups of students who take advantage of it.

  1. Tennessee and Bernie Sanders want to make education free.

What if a public college education were completely free, though? That’s the approach Tennessee Governor Bill Haslam wants to take when it comes to the state’s community colleges. At his State of the State address, he called for free tuition at Tennessee’s community colleges in order to improve the state’s reputation as one of the least educated. Haslam proposed that the money to pay for it come from the state’s lottery earnings that would be placed in a $300 million endowment fund. While a short-term solution, I’m not sure that this is a sustainable payment plan. But if even one class of students in the state are able to take advantage of it, that may make a huge positive impact on Tennessee’s long-term economic outlook.

Presidential hopeful Bernie Sanders has proposed trying to ease the student loan debt burden that many college graduates now carry and he’s proposing something even more radical: free college tuition to students who attend four-year colleges and universities.

Sanders plans to present his proposal later this week as a way to encourage future labor participation and to combat the ever growing problem with student loan debt.

In his press release about his college tuition bill, Sanders also said that he believes passage of this legislation will help place the United States back at the top of the world in the percentage of people who graduate from college.

According to the Boston Globe by way of commondreams.org, the class of 2015 will carry a student loan debt of $56 billion and is “the most indebted class in history.”

Sanders’ bill has a close to zero percent chance of passing. Still–one has to admire his way of thinking. Student loan debt is out of control and so is the price of tuition at many of the country’s best colleges and universities. For lower income students, they are usually preyed upon by for-profit institutions with promises of attaining a college degree and future job placement.

What do you think about the current affordability of college in the United States? Do you think that any of the proposed solutions come close to hitting the mark?

 

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Matthew Lynch published in Equity, Higher Education

Will Free Community College Help Minorities Succeed?

By Matthew Lynch

During his sixth State of the Union address, President Barack Obama spelled out a proposal that would offer two years of a free community college education to any student that wanted to take advantage of it. Once enrolled, these students would need to maintain a 2.5 grade-point average, stay enrolled at least half time and be on track to graduate on time to keep receiving the tuition-free access.

This program would, essentially, make the first two years of a college education a basic American right – aligning it with universal access to a K-12 (and even pre-K in some states) education. Of course there would be some requirements for having access to that right and it would not be mandatory, but the basic premise would be the same: free higher education for any American student.

Arguably this plan helps everyone in the long run. More Americans with access to a college education means a stronger economy and less college debt means more money in the pockets of college graduates that they can then pump back into that economy. Proponents of the plan say that it will particularly help minorities when it comes to college attendance because it removes the cost barrier that tends to discourage these groups from enrolling.

I say that access to free community college will not actually help minorities – at least not on its own.

We know that there is an achievement gap in P-12 learning and that black students drop out of high school at a rate that is twice as high as white students (for Hispanic students is over three times as high). This happens despite these minorities having access to the same opportunities (in theory) as their white counterparts. A public education is free to these students, yet minority students still drop out of high school at rates that are simply too high. So the assumption that offering free college classes and credits will be a better situation for minorities is flawed, based on what we know about educational access and its influence on achievement in younger grades.

We need more than free access to community college to help minorities succeed in higher education settings. Starting in our K-12 schools, we need better targeting of struggling students and remedial interventions that take effect immediately, not after a standardized assessment points out that a student is already failing. We need mentorship programs, both at the high school and community college level, where minority students can connect with the success stories of people who look like they do and came from similar backgrounds. We need more people of color who enter the teaching profession – particularly black males – so that minority students see themselves somewhere in the education process and so more attention is paid to the cultural differences that influence learning environments.

When these minority students enroll in community college, we need orientation programs that last an entire semester or year that keep students on track and accountable and ward off any issues that may cause them to quit too soon. We need a job-based focus that funnels students into the right classes at the right times and keeps them on target for their end goals. We need better guidance processes, mentorship programs, job placement results and awareness of the distinct issues minority students face when they arrive in college classrooms. If all of these things work in conjunction with the free access to community college classes then we may just be on to something.

Money is not the only barrier that keeps minorities from enrolling in and finishing college classes. Removing that obstacle is certainly a step in the right direction but needs other supporting initiatives to really achieve its aim: a diverse highly-educated American public.

Click here to read all our posts concerning the Achievement Gap.

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